Introducing Real-Time Reserves API

Hard-asset infrastructure
for the digital age.

The evidence-first platform for institutional assets. Programmable Gold , Bitcoin , and Stablecoins powered by event-driven architecture.

Trust Infrastructure For

Infrastructure built on
evidence, not promises.

We replace trust with cryptographic proof. Direct ownership of allocated assets in insured vaults.

Allocated Custody

Assets are titled directly to you in segregated vaults. Not a balance sheet liability. Bankruptcy remote by design.

Event-Driven Ledger

Every movement, audit, and rebalancing is a discrete event. Subscribe to webhooks for real-time reconciliation.

Proof of Reserves

Daily attestations from top-tier audit firms, cryptographically linked to on-chain assets. Verify, don't trust.

System Design

The Architecture Stack

Vertical logic flow with Governance overlay and Agent feedback loops. Designed for modularity and high-assurance execution.

Governance / Control Plane

Policies, limits, proof requirements, model parameters.

Surface Layer

User app, onboarding, intents (no execution).

Portfolio Engine

Allocation & routing logic.

Custody Layer

Executes flows with banks & vaults.

Transparency Layer

Ingests and validates external evidence only.

Canonical Event Store

Unified append-only ledger of all actions and proofs.

Intent → Planning → Execution → Evidence → Truth

Memory / Trust Graph

Projections & relationships derived from events.

Trust Score Engine

Computes scores from graph + time-decay rules.

Agent Layer

Continuous risk monitoring & automated interventions.

Truth → Memory → Trust → Intervention
Surface Layer
Intents
Portfolio Engine
Plans
Custody Layer
Positions
Transparency Layer
Proofs
Canonical Event Store
Projections
Memory / Graph
Features
Trust Score Engine
Scores
Agent Layer
User
Surface Layer
KYC Provider
Portfolio Engine
Custody Layer
Transparency Layer
Canonical Event Store
Memory / Trust Graph
Trust Score Engine
Agent Layer
Phase 1: Identity & Intent
Phase 2: Funding, Execution & Proofs
Phase 3: The Truth Pipeline
Phase 4: Feedback & Display
Create Account Request KYC/AML Checks Verification Result kyc_result event Normalized Intent user_intent event Proposed Portfolio engine_plan event First Deposit Funding Intent Execute Deposit Plan execution & balance events Custody Metadata / Positions validated proof events Event Stream (Actions + Proofs) Graph Features & History trust_score_updated event Trust Scores & Risk State intervention event Constraints / Limits Account Funded + Trust Score
[Risk Detected]

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Security Pipeline
High-assurance Fintech

The Redemption Gauntlet

Every transaction must survive the gauntlet. Automated risk agents block suspicious activity in milliseconds, protecting your treasury 24/7.

User Intent
Surface
eventstore
Agent Scan
Engine
Custody
Proof
Trust Score

Gatekeeper Logic

The Agent blocks risky withdrawals before they reach the bank based on live Trust Scores, creating an automated firewall.

Event-Driven

No external services write directly to the core ledger. Only internal layers emit events, ensuring cryptographic data integrity.

Transparency/Proof layer

Custody executes the move; Transparency proves it happened. They are separate logic domains to prevent conflict of interest.

Data Pipelines & Ingestion

Real-time visualization of asset-specific data velocities. We normalize fragmented external data into a unified canonical event stream.

Data Sources
Ingestion Layer
Canonical Store
Node Infra
RPC / WSS
Coinbase API
Custody Data
Unchained PoR
Signatures
Ingestion Engine
Normalization Layer
Latency: 24ms
Event Store
Immutable Ledger