WantToPay
Astana Hub Participant · Central Asia Focus

Card Issuing API
for Central Asia.

Launch controlled prepaid card programs through API — embedded into your product or internal systems.

WantToPay provides card-issuing infrastructure for businesses building regulated card flows. You integrate our API into your architecture and run card functionality within a closed ecosystem — for corporate spend or customer-facing products.

Built for controlled card programs —
not generic payments.

Faster launch

Bring card functionality to market via API with a defined onboarding flow (KYB → Sandbox → Production).

Infrastructure-level control

Set program rules, limits, usage restrictions, and monitoring logic at the API layer.

Compliance-ready approach

Design your card program with sanctions screening and transaction monitoring embedded into the infrastructure.

Card issuing core via API

WantToPay acts as an infrastructure layer covering issuance, transaction flows, and policy controls at API level.

01 — Issuance
  • Virtual prepaid card issuance via API
  • Lifecycle & status management
  • Limit enforcement and controls
02 — Transaction Flows
  • Balance operations
  • Funding & spending flows
  • Transaction event visibility
03 — Control & Reporting
  • Program rules and restrictions
  • Transaction history
  • Reporting-ready data streams

Two ways to use WantToPay

B2B Operations

Internal corporate spend

Issue virtual cards for teams. Control spend programmatically.

  • Operational expenses
  • Marketing and ad spend
  • SaaS subscriptions
  • Vendor payments
How it works

Cards are issued via API, rules and limits are applied programmatically, and transaction activity is monitored at infrastructure level.

Controlled Ecosystem

Customer-facing card programs

Embed card functionality into your product under your brand.

Cards are issued within a closed product ecosystem and made available only to approved users following identity and risk checks.

  • Embedded card-based financial flows
  • Controlled spending and limits
  • Card-based user scenarios
How it works

Cards are issued via API and linked to user accounts in your system. UX, user journeys, and product logic are implemented on your side.

Who typically builds on WantToPay

WantToPay is used by companies embedding card functionality into regulated products or operational workflows.

Fintech infrastructure Digital platforms B2B products Corporate spend Marketplaces Expense orchestration

Program controls at infrastructure level

Define how cards can be used — through program rules, limits, and transaction controls directly via API.

  • Spend limits and velocity rules Set daily, monthly, or transaction-level caps.
  • Merchant category controls (MCC) Whitelist or blacklist specific industries.
  • Sanctions and watchlist screening Automated compliance checks on every transaction.
  • Program-level rules Define default behaviors per use case.

Developer-first integration

A REST API designed for predictable integration into modern architectures. Use sandbox access for testing and move to production after KYB.

RESTful design

Predictable JSON payloads

Access Control

Token-based authentication

Workflow

Sandbox → Production environment

Security and compliance
by design.

WantToPay is designed for controlled card programs where compliance and risk controls are part of the infrastructure layer.

  • AML / KYC modules
  • Sanctions & watchlist screening
  • Transaction monitoring
  • Merchant category and usage controls

Designed in line with PCI DSS and ISO 27001 security standards.

Data Safety
End-to-end encryption
Privacy
Data isolation per tenant
Uptime
Redundant infrastructure
Fraud
Real-time signal detection

Getting started

01

Application

Describe your use case

02

Verification

KYB verification

03

Contract

Execution & Signing

04

Sandbox

Access API environment

05

Integration

Client-side implementation

06

Live

Production launch

Request API access

Describe your use case — we’ll contact you to discuss integration and program configuration.

We work with established companies and defined card programs. Each request is reviewed individually.